🛠️ OpenAI experiments — 80

Next,

ChatGPT

@git create_branch 2024-05-31-fintech-1

@git push "@notebook refactor" first

notice the action, that did not occur, because the branch is not on main. 🚀

@notebooks help

saved ~4 s. 😊

@notebooks code notebooks/fintech/10k

merge https://github.com/kamangir/notebooks-and-scripts/pull/11 ✅

🚀

I asked ChatGPT 4,

I want to invest $10,000 and I have two options: a TFSA or my mortgage. generate an estimate of the return of each in the next 15 years using numbers that make sense. state your assumptions at the end.

we reviewed multiple scenarios and ended up with these scenarios,

• TFSA Returns (Conservative 4%): Steady growth in a low-risk environment, slightly outpacing inflation.
• TFSA Returns (Moderate 7%): Solid growth reflecting a balanced approach, providing good returns above inflation.
• TFSA Returns (Aggressive 10%): High growth potential, best for outperforming inflation significantly but with higher risk.
• 📉 TFSA After Market Crash: Shows recovery after an initial sharp drop, demonstrating resilience over time despite a major setback.
• Mortgage Interest Savings: Consistent savings on mortgage interest costs, providing a stable but low financial return that barely keeps up with inflation.
• High-Yield Savings Account: Very safe and liquid, offering slow growth that mostly preserves purchasing power against inflation.
• Stock Market Investment: High potential returns with considerable volatility, greatly exceeding inflation in good market conditions.
• 👽 Alien Invasion Employment: A speculative and humorous scenario with a sudden large gain, showcasing dramatic increase in value due to a fictional event.
• ☢️ World War 3 Impact: Depicts a significant loss due to global instability, followed by a slow recovery, struggling to regain purchasing power post-crisis.

in summary,

These descriptions highlight the range of risks and returns associated with different investment and speculative scenarios, adjusted for the impact of inflation on real purchasing power.

notebooks-and-scripts/notebooks/fintech/10k.ipynb at main · kamangir/notebooks-and-scripts

code ▶️ notebook. ✅ add url ✅ pipeline ✅ review ✅ merge ✅

https://kamangir-public.s3.ca-central-1.amazonaws.com/fintech-2024-05-31-19-28-53-75505.tar.gz

@publish tar fintech-2024-05-31-19-28-53-75505

have $10,000: should I pay off my mortgage or invest in a TFSA? — asked OpenAI.

continues.